iK Business Cover Waiting Periods & Applicable Excesses

This article outlines the waiting periods and applicable excesses for iK Business Cover.

Claim requirementsBronzeSilverGoldPlatinumDouble PlatinumDiamond
Waiting periods
DeviceExcess applicable in first 30 days of cover
Stock, equipment and buildingNo claim within first 14 days of cover
Personal AccidentNo claim for 30 days for each new life on cover
Excess
DeviceR200 excess applicable in first 30 days of cover,  After 30 days of cover, no excess is required.
Stock, equipment and buildingR2 000R2 000R5 000R5 000R10 000R10 000
Personal AccidentNo excess is applicable however the first R1 000 emergency expenses is not covered and must be paid by the Policy holder.
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